Healthcare expenses can be overwhelming, especially for retired Ex-Servicemen (ESM) who do not receive a pension. Recognizing this need, the RMEWF Financial Assistance Scheme provides crucial support for medical treatment to non-pensioner Ex-Servicemen and their widows. This scheme ensures that those who served the nation with dedication can access medical care without facing financial distress.
In this article, we will cover all aspects of the scheme including benefits, eligibility, application process, required documents, payment procedure, and frequently asked questions in a detailed yet easy-to-read format.
What is the RMEWF Financial Assistance Scheme? 🏥💵
The RMEWF (Rajya/Military Ex-Servicemen Welfare Fund) scheme aims to provide financial assistance for routine medical expenses of non-pensioner Ex-Servicemen (ESM) and widows of ranks up to Havildar or equivalent.
With healthcare costs rising rapidly, many Ex-Servicemen struggle to manage routine medical expenses, especially in their senior years. Without proper support, they may face poverty or loss of dignity due to untreated medical conditions.
The scheme bridges this gap by offering financial help of up to Rs. 30,000 per year per eligible beneficiary. 💰
Related: Post Office Monthly Income Scheme (POMIS) 2025 – Know about pension benefits for Ex-Servicemen
Who Can Benefit? 🎯
This scheme is specifically designed for non-pensioner Ex-Servicemen and their widows. Here’s a clear eligibility guideline:
- Applicant must be a non-pensioner ESM or a widow of the same.
- Rank eligibility is Havildar or equivalent and below.
- Must be recommended by the respective Zila Sainik Board (ZSB).
- Medical treatment must be done at recognized government hospitals, and expenses should follow rates approved under CGHS/ECHS.
Related: Pradhan Mantri Matru Vandana Yojana (PMMVY) 2025 – Other welfare programs for veterans
Benefits of the Scheme 🌟
The main advantage of this scheme is financial relief for routine medical care. Some key points:
- Financial support: Up to Rs. 30,000 per year per eligible ESM or widow.
- Ease of access: Application can be made online through the Kendriya Sainik Board portal.
- Medical coverage: Treatment at recognized government hospitals ensures approved rates are applicable.
⚠️ Note: Treatment of serious diseases may fall under separate schemes, so applicants should check eligibility separately.
Step-by-Step Application Process 📝💻
Applying for the RMEWF financial assistance is straightforward. Here’s a stepwise guide:
1: Registration on KSB Portal 🌐
- Visit the official website: Kendriya Sainik Board
- Click on “Register” on the homepage.
- Fill out the registration form with necessary details.
- Upload a passport-size photograph.
- Click “Save” – login details and password will be sent to your registered email.
- Click the activation link sent via email to activate your account.
2: Login and Apply 🔑
- Login using username, password, and verification code.
- Select the scheme “Financial Assistance for Medical Treatment of Ex-Servicemen”.
- Fill the new application form with accurate details.
- Upload supporting documents, attested by your Zila Sainik Welfare Officer (ZSWO).
3: Verification by ZSWO ✅
- ZSWO will scrutinize your online application.
- An appointment for verification will be schedule.
- After successful verification, ZSWO will recommend your application to the Kendriya Sainik Board (KSB).
4: Processing at KSB Secretariat 🏢
- KSB verifies the application and uploads it for approval by JD (Welfare).
- Approved applications are send for sanction by competent authority every quarter.
5: Payment Procedure 💳
- After Secretary KSB approval, the Welfare Section verifies account and personal details.
- Verified applications are send to the Accounts Section.
- Payment is directly to beneficiaries via ECS.
How to Track Your Application Status 🔍
- Visit the portal: KSB Portal
- Click “Status of Application”.
- Enter your DAK ID and verification code.
- Click “Search” to view the current status.
This ensures transparency and allows beneficiaries to track progress easily.
Documents Required 📄
Applicants must submit attested copies of the following documents:
- Discharge book/documents of Ex-Servicemen
- I-Card issued by ZSB (both ESM & widows)
- Original medical bills countersigned by the attending doctor
- Hospital discharge summary countersigned by the doctor
- Certificate of non-receipt of reimbursement from State or current employer
- Bank account details (only PNB or SBI) and IFSC code
⚠️ Important: Only Aadhaar-linked bank accounts are accepted
Important Guidelines & FAQs ❓
Can I use this scheme in a private hospital? 🏥
No. Assistance is limited to recognized government hospitals under CGHS/ECHS rates.
Can I provide any bank account details? 💳
No. Only State Bank of India (SBI) or Punjab National Bank (PNB) accounts are accepted.
Whose bank account details should be entered? 🏦
Applicants must enter their own Aadhaar-linked bank account.
Tips for Smooth Application ✨
- Ensure all documents are correctly attested by ZSWO.
- Double-check hospital bills and discharge summaries.
- Keep a copy of DAK ID and login credentials for tracking.
- Apply well before medical treatment to avoid delays.
Why This Scheme is Important ❤️
Healthcare costs increase every year, and non-pensioner Ex-Servicemen often face financial difficulties in old age. Without this support, many may be unable to access necessary medical care.
The RMEWF scheme:
- Preserves dignity of Ex-Servicemen and widows
- Reduces financial burden
- Encourages regular health check-ups and timely treatment
Conclusion 🏁
The RMEWF Financial Assistance Scheme is a lifeline for non-pensioner Ex-Servicemen and their widows, ensuring access to healthcare without financial stress. By following the online registration process, submitting correct documents, and tracking the application, eligible beneficiaries can receive up to Rs. 30,000 per year for medical treatment at government hospitals.
Healthcare is a right, not a privilege. This scheme stands as a testament to the nation’s gratitude toward those who served with courage.
👉Stay updated for all schemes on mygovscheme.com!
👉Visit MyGovScheme Youtube Channel for government Scheme and regular updates.
