Janani Suraksha Yojana launched on 12th April 2025 by the Ministry of Health and Family Welfare, the Janani Suraksha Yojana (JSY) is a flagship initiative of the Government of India 💖. The main goal of this scheme is to reduce maternal and newborn deaths by encouraging poor pregnant women to opt for institutional delivery instead of home delivery.
Through 100% centrally sponsored cash assistance, this scheme ensures that every mother gets proper care during pregnancy, delivery, and post-delivery periods 👩🍼.
🎯 Objective of Janani Suraksha Yojana
The core objective of Janani Suraksha Yojana is simple yet powerful:
👉 To promote safe motherhood by increasing institutional deliveries among poor pregnant women and ensuring access to medical care.
It aims to provide:
- Financial help for delivery and post-delivery care 💰
- Support for Caesarean section or obstetric complications 🏥
- Incentives for Accredited Social Health Activists (ASHAs) 👩⚕️
- Better health facilities and monitoring of mother and child health
This initiative is also aligned with the Janani Shishu Suraksha Karyakram (JSSK), offering free and cashless services for mothers and newborns.
💸 Benefits under Janani Suraksha Yojana 2025
Under this Janani Suraksha Yojana scheme, beneficiaries receive one-time cash assistance for delivery and post-delivery care. The benefits differ depending on whether the woman lives in a Low Performing State (LPS) or High Performing State (HPS).
👩🍼 1. Institutional Delivery – Mother’s Package
| Type of State | Rural Area | Urban Area |
|---|---|---|
| Low Performing States (LPS) | ₹1,400/- | ₹1,000/- |
| High Performing States (HPS) | ₹700/- | ₹600/- |
| North Eastern States & Tribal Areas | ₹700/- | ₹700/- |
💡 For women delivering in government health institutions, the entire cash entitlement is disbursed at the time of delivery.
At accredited private hospitals, at least ¾ of the amount is given during delivery.
Important: All payments must be made within 7 days of delivery — early or late payments are not valid and are subject to audit objections. 🕒
🤱 2. Cash Assistance for ASHA Workers
ASHA workers play a key role in guiding pregnant women throughout their journey. To encourage their efforts, JSY offers special incentives:
- ₹600/- for rural areas (₹300 for antenatal + ₹300 for institutional delivery)
- ₹400/- for urban areas (₹200 for antenatal + ₹200 for delivery)
- ₹250/- for arranging referral transport 🚑
💬 The ASHA worker receives the first installment at the health center upon arrival with the expectant mother, and the second after the postnatal visit and BCG immunization of the baby.
🏡 3. Cash Assistance for Home Delivery
Even for women delivering at home, the government offers help:
- ₹500/- per delivery for Below Poverty Line (BPL) women
- The amount covers essential delivery and incidental expenses
- Payment is made during delivery or up to 7 days before
🩺 4. Assistance for Caesarean Section / Complications
If the mother needs a C-section or faces obstetric complications, the government provides up to ₹1,500/- per case to the health institution.
This helps hospitals hire specialists or pay for transport to bring doctors from nearby centers. The amount goes directly to the institution, not the patient.
🧡 Free Maternal & Newborn Care (Under JSSK Integration)
Under the Janani Suraksha Yojana, pregnant women and newborns receive a range of free services such as:
- 🆓 Free and cashless delivery (Normal & Caesarean)
- 💊 Free medicines and essential drugs
- 🧪 Free diagnostics and lab tests
- 🩸 Free blood supply, if required
- 🍲 Free diet – hot meals or milk packets for mothers during stay
- 🚑 Free transport to and from the health center (including referral and drop-back)
These facilities ensure that every mother and child gets complete medical support without financial burden.
👩👧👦 Additional Support under JSY 2025
- 💍 Sterilization Compensation: If the mother or her husband opts for sterilization right after delivery, compensation is given at the hospital itself.
- 🩺 Antenatal Care (ANC): Includes registration, three mandatory check-ups, TT injections, and IFA tablets.
- 🌼 Postnatal Care (PNC): Home visits within 7 days of delivery, counseling on breastfeeding, and guidance on family planning.
- 💉 Newborn Immunization: BCG vaccine within 7 days of birth and other essential immunizations.
📜 Eligibility Criteria for Janani Suraksha Yojana
The eligibility conditions differ based on whether the woman lives in an LPS or HPS.
For Institutional Deliveries
✅ Delivery must take place in a government or accredited private health center such as:
Sub-centre, PHC, CHC, FRU, or district/state hospital.
In Low Performing States (LPS)
- Any pregnant woman can apply
- No need for marriage or BPL certificate if delivering in a government facility
- Even APL women are eligible if they deliver in a government health center
In High Performing States (HPS)
- Must belong to a BPL household or be SC/ST
- Must deliver in a government or accredited private institution
For Home Delivery
- Must be a BPL woman with a valid BPL certificate
📝 Application Process – Step-by-Step Guide
Applying for Janani Suraksha Yojana is easy. Here’s how it works 👇
Step 1: Registration by Health Worker 🧾
An ASHA, ANM, or Anganwadi Worker identifies and registers the pregnant woman, ideally 20–24 weeks before expected delivery.
Step 2: Maternal & Child Health Card 📇
A Maternal and Child Health (MCH) card is filled in duplicate – one copy is given to the mother, the other is kept by the health worker.
Step 3: Antenatal Planning & Counseling 🗓️
The health worker schedules ANC check-ups, TT injections, and explains where the delivery will happen.
Step 4: Collecting Proofs 📁
The ASHA or ANM helps the applicant collect BPL/SC/ST certificates from the Panchayat or Municipality.
Step 5: Verification & Fund Arrangement 💵
The Medical Officer of the PHC verifies the details and ensures funds are ready for disbursement at the time of delivery.
💰 Receiving Benefits – How It Works
Step 1: Reach the Health Centre
The pregnant woman, accompanied by ASHA, visits the identified hospital or accredited private institution.
Step 2: Cash Benefit Disbursement
On arrival, the mother and ASHA receive their cash benefit. In private hospitals, payments are made through the ASHA/ANM network.
Some hospitals use voucher systems, where women receive an admission slip and a voucher to encash their benefit at the hospital’s cash counter.
Step 3: Postnatal Care & Immunization
Within 7 days of delivery, ASHA must visit the mother, monitor her health, and ensure the newborn receives the BCG vaccine 💉.
Step 4: Sterilization Compensation
If sterilization is done immediately after delivery, compensation under the Family Welfare Scheme is given to the mother before discharge.
📅 Application Deadlines
- Register for antenatal care 20–24 weeks before delivery
- Cash benefit for home delivery must be paid at delivery or 7 days before
- Payments outside the 7-day window are invalid 🚫
🏥 Where to Apply
You can register and get JSY benefits from:
- Sub-Centres 🏡
- Primary Health Centres (PHCs) 🏥
- Community Health Centres (CHCs)
- First Referral Units (FRUs)
- District and State Hospitals
- Accredited Private Hospitals
👉 For help, contact your local ASHA, ANM, or Anganwadi Worker.
🔍 Application Status Tracking
To maintain transparency, a list of JSY beneficiaries (with date of cash disbursement) is displayed at:
- Sub-centres
- PHCs
- CHCs
- District Hospitals
This list is updated every month, helping women easily track their payment status.
☎️ Help & Support / Grievance Redressal
Each district has a Grievance Redressal Cell under the District Project Management Unit (DPMU).
If you face issues related to eligibility or delay in cash benefits, you can contact this cell.
Contact details of officers are displayed at all health centers for easy access. 📞
📃 Documents Required
During Application
- ✅ Below Poverty Line (BPL) Certificate
- ✅ SC/ST Certificate (if applicable)
- ✅ Maternal and Child Health Card
During Benefit Disbursement
- ✅ Janani Suraksha Yojana Card
- ✅ Referral Slip (for private hospitals)
- ✅ Admission Slip and Voucher for cash withdrawal
For Monitoring
- Monthly expenditure and case statements by health workers
- Referral slips for verification of records
💬 Frequently Asked Questions (FAQs)
1️⃣ When should I register?
Register 20–24 weeks before delivery for full benefits.
2️⃣ How much will I get for rural delivery in LPS?
You’ll receive ₹1,400/- for institutional delivery in a rural area of an LPS.
3️⃣ Can I get benefits for home delivery?
Yes, BPL women get ₹500/- per delivery for home births.
4️⃣ Who helps me apply?
ASHA, ANM, or Anganwadi Worker helps register and guide you throughout.
5️⃣ What if I need a Caesarean section?
Up to ₹1,500/- is provided to the health institution for specialist services.
6️⃣ Where can I check my payment status?
At your local Sub-centre, PHC, or District Hospital notice board (updated monthly).
🌐 Also Read:
- Ayushman Bharat Yojana 2025 – Health Insurance Details
- Pradhan Mantri Matru Vandana Yojana (PMMVY) 2025 – Benefits & Application Process
🌟 Conclusion
The Janani Suraksha Yojana (JSY) 2025 is a life-changing initiative that ensures every mother and newborn in India receives safe, affordable, and quality healthcare 🌼.
By encouraging institutional deliveries, providing cash assistance, and ensuring free care services, this scheme plays a vital role in reducing maternal and neonatal mortality.
Every expecting mother should register early and take full advantage of this government-backed safe motherhood program for a healthier future. 🤰💖
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