Motherhood is a special phase of every woman’s life. However, for women belonging to economically weaker sections, pregnancy often brings financial challenges. To support such mothers, the Government of India launched the Pradhan Mantri Matru Vandana Yojana (PMMVY), a flagship scheme under the Ministry of Women and Child Development. This scheme provides maternity benefits and ensures that both mother and child get proper care during and after pregnancy.
In this article, we will cover complete details of PMMVY 2025, including eligibility, benefits, application process, documents required, and frequently asked questions.
What is Pradhan Mantri Matru Vandana Yojana (PMMVY)? 🌸
The Pradhan Mantri Matru Vandana Yojana (PMMVY) is a Centrally Sponsored Scheme that provides cash incentives to pregnant women and lactating mothers. The scheme was introduced to reduce the financial burden on expectant mothers and to encourage safe institutional deliveries.
- For the first child, women get ₹5,000 in two installments.
- Additionally, under the Janani Suraksha Yojana (JSY), they receive a cash incentive, making the total benefit around ₹6,000.
- For the second child, if it is a girl child, the mother receives ₹6,000 in a single installment.
👉 This provision under PMMVY 2.0 (from April 2022) aims to promote the birth of girl children and discourage gender-based discrimination.
For more women-focused welfare schemes, you may also read our detailed guide on Aapki Beti Yojana.
Key Objectives of PMMVY 🎯
The primary objectives of the scheme are:
✨ To reduce maternal mortality by ensuring proper healthcare during pregnancy.
✨ To compensate wage loss faced by women during pregnancy.
✨ To promote institutional deliveries and reduce risks of home births.
✨ To encourage vaccination and timely healthcare checkups for newborns.
✨ To promote girl child birth through special cash benefits.
Benefits Under PMMVY 💰
The scheme provides financial support in different phases of pregnancy and childbirth. Let’s understand it in detail:
1️⃣ Benefits for First Child
The maternity benefit of ₹5,000 is given in two installments:
| Installment | Conditions | Amount |
|---|---|---|
| First Installment | On registration of pregnancy and at least one Antenatal Check-up (ANC) within six months from LMP at an Anganwadi Centre or approved health facility | ₹3,000 |
| Second Installment | After childbirth registration and when the child has received all due vaccines up to 14 weeks of age under the Universal Immunization Programme | ₹2,000 |
Additionally, under Janani Suraksha Yojana (JSY), mothers receive around ₹1,000, bringing the total benefit to ₹6,000.
2️⃣ Benefits for Second Child (Girl Child Only) 👧
For the second child, the mother gets ₹6,000 in a single installment, but only if the second child is a girl.
Conditions include:
✔️ Registration of pregnancy and one ANC within six months from LMP.
✔️ Registration of girl child’s birth.
✔️ Girl child should receive vaccines up to 14 weeks of age.
👉 This step encourages families to celebrate the birth of girls and helps improve the Sex Ratio at Birth.
3️⃣ Miscarriage or Stillbirth Cases ⚖️
- If a woman suffers a miscarriage or stillbirth, she is treated as a fresh beneficiary in the next pregnancy.
- This ensures that no woman is deprived of benefits due to medical complications.
Eligibility for PMMVY 👩🍼
Not all women are eligible under PMMVY. The following criteria must be met:
✔️ The applicant must be at least 19 years old.
✔️ Only applicable for first live birth (and second child if it is a girl).
✔️ The woman should belong to socially and economically disadvantaged groups.
✔️ The woman should apply within 270 days of childbirth.
✔️ The scheme covers women facing wage loss due to pregnancy.
Eligible Beneficiaries Include ✅
- Scheduled Caste (SC) and Scheduled Tribe (ST) women
- Women with 40% or more disability
- Women with BPL ration card
- Beneficiaries under Ayushman Bharat – PMJAY
- Women holding e-Shram card
- Farmers under PM Kisan Samman Nidhi
- Women holding MGNREGA Job Card
- Women with annual family income below ₹8 lakh
- Pregnant and lactating AWWs, AWHs, ASHAs
- Women holding ration card under NFSA Act 2013
👉 You can also check other related financial support programs like Post Office Monthly Income Scheme (POMIS) 2025.
Exclusions 🚫
The following women are not eligible:
❌ Women employed with the Central/State Government or PSU.
❌ Women already receiving paid maternity leave benefits.
❌ Women covered under any other maternity law or scheme.
Application Process for PMMVY 2025 📝
The application process is simple and can be done online or via Anganwadi Centres.
Online Application Steps:
- Visit the official PMMVY website.
- Click on Citizen Login.
- Enter mobile number and verify.
- Fill in details like Name, State, District, Block, Village.
- Create an account and login using User ID & Password.
- Go to Data Entry → Beneficiary Registration.
- Enter complete personal details and select the option (First Child/Second Child).
- Upload documents and click Submit.
👉 Alternatively, women can also register via Mobile App or through Anganwadi Workers.
Documents Required 📑
Applicants need to submit the following:
- Aadhaar Card
- Bank/Post Office Account details
- MCP/RCHI Card
- Proof of eligibility (BPL, e-Shram, PMJAY, etc.)
- Date of LMP & ANC record
- Child’s Birth Certificate
- Immunization details of the child
Frequently Asked Questions (FAQs) ❓
1. By when can I claim the second installment?
👉 The second installment can be claimed 180 days after LMP, provided vaccination is completed.
2. Does the scheme provide any extra benefits?
👉 No, apart from the installments, no additional coverage is provided.
3. What if the child does not survive?
👉 In case of child death, the mother is not eligible for further benefits for future pregnancies, as she has already availed benefits.
4. What about miscarriage or stillbirth?
👉 Women are treated as fresh beneficiaries in the next pregnancy.
5. Am I eligible if I am expecting twins?
👉 Yes, women expecting twins/triplets are eligible.
6. Am I eligible if I get paid maternity leave?
👉 No, women already receiving paid maternity leave are not eligible.
Final Words ✨
The Pradhan Mantri Matru Vandana Yojana (PMMVY) 2025 is a lifeline for mothers from weaker sections of society. By providing financial assistance, it not only reduces the financial burden but also encourages safe deliveries, vaccinations, and the promotion of girl child birth.
If you are eligible, make sure to register early and avail all the benefits. This scheme is a step towards building a healthier and more equal society.
For more such schemes, explore:
Stay updated for all schemes on mygovscheme.com!
