Details
The scheme “Mahila Samridhi Yojana” is administered by the Department of Social Justice & Special Assistance, Government of Maharashtra, and funded by the National Scheduled Castes Finance and Development Corporation (NSFDC). The scheme aims to uplift economically weaker women from the Charmakar Community. The scheme focuses on providing educational, economic, and social development to ensure a respectable position in society for Charmakars (Dhor, Chambhar, Holar, Mochi, etc.). Eligible female beneficiaries from the Charmakar Community are granted loans ranging from ₹25,000/- to ₹50,000/- at a low interest rate of 4% per annum.
Benefits
Loan ranging from ₹25,000/- to ₹50,000/- is provided at a low interest rate of 4% per annum.
Eligibility
- The applicant should be a female.
- The applicant should belong to the Charmakar Community.
- The applicant’s age should be between 18 and 50 years.
- The applicant should be a permanent resident of Maharashtra.
- The applicant must have knowledge of the business for which the loan is being applied.
- For the 50% Subsidy Scheme and Margin Money, the applicant’s annual income must be below the poverty line.
- For the NSFDC Scheme, the applicant’s annual income should be below ₹98,000 for rural areas and ₹1,20,000 for urban areas.
Relaxation/Preference/Priority
Widows and divorcees are given priority.
Application Process
Step 1: The interested applicant should visit (during office hours) the District Office of LIDCOM and request the hard copy of the prescribed format of the application form from the concerned authority.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents, within the prescribed period (if any), to the District Office of LIDCOM.
Step 4: Request a receipt or acknowledgement from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).
NOTE: Ensure that the application is submitted within the prescribed period, if any.
Documents Required
The applicant must provide an income and caste certificate issued by an authorized government officer.
Frequently Asked Questions
What is the primary focus of the Mahila Samridhi Yojana in terms of community development?
The scheme primarily focuses on enhancing the socio-economic standing of the Charmakar community by promoting self-reliance through financial assistance.
Is there any financial cap on the subsidies or benefits provided under the scheme?
Yes, loans are capped between ₹25,000 and ₹50,000 per beneficiary, with a low-interest rate of 4% per annum.
Can male members of the Charmakar community apply under this scheme?
No, the Mahila Samridhi Yojana is specifically designed to provide financial assistance to female members of the Charmakar community.
How does the Mahila Samridhi Yojana contribute to the socio-economic development of its beneficiaries?
By offering financial assistance at a low-interest rate and prioritising socially disadvantaged categories such as widows and divorcees, the scheme enables economic independence and enhances the quality of life for beneficiaries.
Is there any training or skill development assistance provided under the Mahila Samridhi Yojana?
No specific training is mentioned in the scheme guidelines, but applicants are expected to have prior knowledge of the business they wish to pursue.
What role does the Leather Industries Development Corporation of Maharashtra (LIDCOM) play in this scheme?
LIDCOM oversees the distribution of application forms, processing of applications, and facilitation of financial assistance for eligible beneficiaries.
Does the Mahila Samridhi Yojana assist in the production and sale of goods?
Yes, the scheme supports the production of footwear and leather articles, which are either supplied to government departments or sold in the open market.
Where can eligible applicants obtain the application form for the Mahila Samridhi Yojana?
The application form is available at the District Office of the Leather Industries Development Corporation of Maharashtra (LIDCOM).
Are there any special priorities for certain categories of beneficiaries under the Mahila Samridhi Yojana?
Yes, special priority is given to widows and divorcees within the Charmakar community when providing financial assistance.
What kind of financial assistance is provided to beneficiaries under the Mahila Samridhi Yojana?
Loans ranging from ₹25,000 to ₹50,000 are provided to eligible beneficiaries at an interest rate of 4% per annum.
Is there a specific age range for applicants to be eligible for the scheme?
Yes, applicants must be between 18 and 50 years of age to apply for benefits under the Mahila Samridhi Yojana.
Are there any specific business requirements for applicants under this scheme?
Yes, applicants must possess adequate knowledge about the business for which they are seeking financial assistance under the scheme.
What proof of eligibility needs to be submitted while applying for the Mahila Samridhi Yojana?
Applicants need to submit income and caste certificates issued by an authorised government officer and provide proof of permanent residency in Maharashtra.
What are the income limits for applicants to qualify for the Mahila Samridhi Yojana in rural and urban areas?
To qualify for the scheme, applicants’ annual income must be below ₹98,000 in rural areas and below ₹1,20,000 in urban areas.
Sources And References
https://sjsa.maharashtra.gov.in/en/scheme-category/employment
