The Pradhan Mantri Kisan Maandhan Yojana (PM-KMY) is a government initiative aimed at providing social security to small and marginal farmers in India. Under this scheme, eligible farmers receive a monthly pension of ₹3,000 after the age of 60 by contributing a small fixed amount every month based on their age at entry.
This guide offers a complete breakdown of the age-wise monthly contributions, eligibility criteria to enroll in this scheme.
📌 Quick Overview: Visit Official PM-KMY Scheme Page
🔎 What is PM Kisan Maandhan Yojana?
Launched by the Ministry of Agriculture and Farmers Welfare, PM-KMY is a voluntary and contributory pension scheme for small and marginal farmers between 18 and 40 years of age. On reaching 60 years, the subscriber receives a guaranteed monthly pension of ₹3,000. The Government of India matches the farmer’s contribution, making it one of the most beneficial pension schemes for rural India.
✅ Also Read: Top Government Pension Schemes in India for Farmers
🧮 Entry Age-wise Monthly Contribution Chart
Your monthly contribution towards PM-KMY depends on your entry age. The earlier you start, the lower your monthly contribution will be.
Here is the official contribution chart:
| Entry Age (Years) | Monthly Contribution (Farmer) | Government Contribution | Total Monthly Deposit |
|---|---|---|---|
| 18 | ₹55 | ₹55 | ₹110 |
| 19 | ₹58 | ₹58 | ₹116 |
| 20 | ₹61 | ₹61 | ₹122 |
| 21 | ₹64 | ₹64 | ₹128 |
| 22 | ₹68 | ₹68 | ₹136 |
| 23 | ₹72 | ₹72 | ₹144 |
| 24 | ₹76 | ₹76 | ₹152 |
| 25 | ₹80 | ₹80 | ₹160 |
| 26 | ₹85 | ₹85 | ₹170 |
| 27 | ₹90 | ₹90 | ₹180 |
| 28 | ₹95 | ₹95 | ₹190 |
| 29 | ₹100 | ₹100 | ₹200 |
| 30 | ₹105 | ₹105 | ₹210 |
| 31 | ₹110 | ₹110 | ₹220 |
| 32 | ₹120 | ₹120 | ₹240 |
| 33 | ₹130 | ₹130 | ₹260 |
| 34 | ₹140 | ₹140 | ₹280 |
| 35 | ₹150 | ₹150 | ₹300 |
| 36 | ₹160 | ₹160 | ₹320 |
| 37 | ₹170 | ₹170 | ₹340 |
| 38 | ₹180 | ₹180 | ₹360 |
| 39 | ₹190 | ₹190 | ₹380 |
| 40 | ₹200 | ₹200 | ₹400 |
📌 Note: Contributions are auto-debited monthly through your bank account linked to the scheme.
🧑🌾 Who is Eligible for PM-KMY?
To enroll in this scheme, you must meet the following criteria:
- Age between 18 to 40 years
- Own up to 2 hectares of cultivable land
- Not a taxpayer
- Not enrolled in EPFO, NPS, or ESIC
- Possess Aadhaar card and savings bank account linked to Aadhaar
💼 You May Also Like: Difference Between PM-KISAN and PM-KMY Explained
📝 How to Apply for PM-KMY?
Farmers can enroll through🧾 Step-by-Step Guide provided on: https://mygovscheme.com/farmer-schemes/pradhan-mantri-kisan-maandhan-yojana/
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